''more formally ... ''

 Howard Baetjer Jr.      (410)-435-2664    mailto:hbaetjer@erols.com
 Visiting Assistant Professor of Economics, Towson University
 Adjunct Professor of Economics
 Program on Social and Organizational Learning, George Mason University

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Howie's been a cowpoke on a dude ranch and a store manager in cyberspace. Right now he is teaching economics and counting his royalties from SoftwareAsCapital.

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